Yes, there are life insurance carriers that offer whole life insurance plans without requiring the applicant to take a health exam.

However, the amount of coverage available may be limited based on your age and health.

Some carriers offer single premium whole life insurance with no exam but the minimum premium may be a one-time payment of $10,000.

In addition, there no exam whole life insurance plans with guaranteed acceptance for people age 45 to 85. These plans are often used as a means of pro...
Continue reading ...

Can I buy whole life insurance without taking any health exams?

Yes, there are whole life insurance plans available with no exam needed.

In fact, some plans offer up to $400,000 of whole life insurance with no exam, while others are for seniors and provide up to $20,000 of coverage without any exam required, and offer guaranteed acceptance. 

Keep in mind, life insurance with no exam has higher rates than if you applied for a policy that does require a medical exam.

However, if you do qualify, you...
Continue reading ...

How much whole life insurance can I buy without taking any physical exam?

That depends on the insurance company, and your age and health.

Some insurers like Colonial Penn, Mutual of Omaha, and AARP/NewYork Life offer small permanent life insurance plans for seniors with no exam required.

However, there is a new single premium whole life insurance plan available for people ages 40 to 80. It offers you the chance to purchase a whole life insurance policy online starting today with no health exam r...
Continue reading ...